Are you ready to buy your holiday home or permanent residence?

If you’re currently thinking should I wait and see what’s happening with the U.K. economy? STOP! Why should you put your dreams on hold when you could be already enjoying the many benefits of owning your own piece of Heaven here?

Property will always be the best form of investment and I want you to be ready and know the complete buying process. Unlike the U.K., buying and selling property here in Spain is quite straightforward if you go about it the correct way.

You’ll hear lots of new words that you’ll be unaccustomed to, so here’s a little translation of their terminology:

ESCRITURA: Title Deeds

NOTARIO: Notary; A Public Official Authorised By The Government That Prepare The Title Deeds.


NOTA SIMPLE: Land Registry Search


HIPOTECA: Mortgage

N.I.E. (Numero Identificacion Extranjero): Foreign Tax Identification Number

So now you’re ready with the jargon, you can better understand what’s to come.

Buying property is very easy here and once you’ve chosen that perfect home and negotiated on the price, the next step is signing a reservation contract and paying a deposit. After this you’ll need to appoint a Lawyer and making sure you choose one that speaks your language is going to be helpful if you have any legal questions now or after you’ve purchased. Your Lawyer or Agent will be there to help you arrange your N.I.E. too, as this is required when buying property, applying for a mortgage, etc.

Once you have your Lawyer in place and you have a completion date, you need to make sure your finances will be ready. The quickest completion my company has ever done was in two days… from reservation to completion. But don’t panic, the average time for a completion is two months. It’s a date that will be suitable for both buyer and seller. Remember if you’re having a mortgage, although the local banks do say they can have the paperwork ready in approximately 3-4 weeks, from experience this is usually longer. And during the summer months, mortgages take a little longer to be approved. Why, did I hear you ask? Because the Spanish banks only work half days and with staff, national and local holidays, you have to go with the flow and learn the word “mañana!” However with modern technology, you can always give them a little encouragement with an email, if you feel they’re taking longer than expected.

You would have been advised by your Lawyer how payment is to be made. Usually by Spanish Bankers Draft. These can be quite costly, however remember to negotiate. The banks are willing to “discuss” their charges.

On the day of completion, you’ll need to have your Bankers Draft ready with your Original Passport and N.I.E. certificates. And now you’re ready to go!

We Sell Houses!  It's What We Do, It's ALL We Do!



Monday - Friday: 9:30 - 18.30

Saturday: 10.00 - 14.00

Sunday: By Appointment Only 





Tel. +34 966 718 392

Calle De Los Arcos 1, Local 3, 
Ciudad Quesada,

03170 Rojales, Alicante, Spain


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We Sell Houses, It's What We Do It's All We Do!